1610 Hot Topics in Secured Transactions
Price: $ 119.00 (USD)
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You will receive 1.0 credit (CE) upon completion of this course.
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Course Description
Through the use of newsletter stories and personal experiences, the presenter takes an in-depth look at the most pressing topics concerning secured transactions in todays consumer world. He addresses the Uniform Commercial Code and how it relates to the hanging paragraph, purchase money security interest, negative equity, surrender in full satisfaction, consumer class actions, consumer secured transactions, and consumer deposit accounts as collateral. He also addresses the ever-frustrating question of determining an individual debtors name.
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Course Outline
Hot Topics in Secured Transactions
I. Introduction
II. The Hanging Paragraph
A. Bankruptcy Cramdown
B. Purchase Money Security Interest
C. Negative Equity
1. Rolled Into the Installment Contract
2. Part of Purchase Money Security Interest?
3. What Constitutes Price?
D. Public Policy
1. Legislative History
2. The Other Side
E. Surrender in Full Satisfaction
1. As Unsecured Claim in Chapter 13
2. Surrender Under the Bankruptcy Code
3. A Case Example
4. Paying Off the Secured Creditor
III. Minimum Civil Penalty
A. Article 9 Applicability
B. Case Examples
C. Double Whammy
D. Consumer Class Actions
1. Ultimate Spectre
2. The Ratner Case
3. Case in Ohio
a. Case Details
b. Case Outcome
IV. What Is an Individual Debtor’s Name?
A. Background
B. Sampling of Cases
C. State Legislature
V. State Certificate-of-Title Laws
A. DMV Office Filing Errors
B. Debtor Name Errors
VI. Article 9 Trumps Real-Estate Law
VII. Consumer Secured Transactions
VIII. Consumer Deposit Accounts as Collateral
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I. Introduction
II. The Hanging Paragraph
A. Bankruptcy Cramdown
B. Purchase Money Security Interest
C. Negative Equity
1. Rolled Into the Installment Contract
2. Part of Purchase Money Security Interest?
3. What Constitutes Price?
D. Public Policy
1. Legislative History
2. The Other Side
E. Surrender in Full Satisfaction
1. As Unsecured Claim in Chapter 13
2. Surrender Under the Bankruptcy Code
3. A Case Example
4. Paying Off the Secured Creditor
III. Minimum Civil Penalty
A. Article 9 Applicability
B. Case Examples
C. Double Whammy
D. Consumer Class Actions
1. Ultimate Spectre
2. The Ratner Case
3. Case in Ohio
a. Case Details
b. Case Outcome
IV. What Is an Individual Debtor’s Name?
A. Background
B. Sampling of Cases
C. State Legislature
V. State Certificate-of-Title Laws
A. DMV Office Filing Errors
B. Debtor Name Errors
VI. Article 9 Trumps Real-Estate Law
VII. Consumer Secured Transactions
VIII. Consumer Deposit Accounts as Collateral
AfterWords®
How to Obtain a Certificate
More Information
| Language | English |
| Course Length | 1.50 hours |
| Duration of Access | for 3 months from day of enrollment |
| Continuing Education Credits | 1.0 |
| Instructor | Barkley Clark |
| Vendor | SmartPros Legal & Ethics, Ltd. (Read more about SmartPros Legal & Ethics, Ltd. accreditation.) |
| Course Certification | CLE credit available, see details for each course for states where available |
| Prerequisites/Audience | intended for attorneys and law students |
| Requirements/Materials Included | computer with Internet access |
Price: $ 119.00 (USD)
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